Privacy Policy

If you have any questions about our use of your Personal Information you can e-mail info@skwergroup.com.

Depending on your relationship with us (for example, as a company owner; new client; witness; professional intermediary or appointed representative; or other person relating to our business), Personal Information collected about you and your dependents may include: 

• General identification and contact information
  Your name; address; e-mail and telephone details; gender; marital status; family status; date of birth; passwords; educational background; physical attributes; activity records, such as driving records; photos; employment history, skills, and experience; professional licenses and affiliations; relationship to the UBO.
• Identification numbers issued by government bodies or agencies
  Social Security or national insurance number; passport number; tax identification number; military identification number; or driver’s or other license number.
• Financial information and account details
  Payment card number; bank account number and account details; credit history and credit score; assets; income; and other financial information.
• Information enabling us to provide products and services
• Marketing preferences and customer feedback
  You may let us know your marketing preferences, enter a contest, or prize draw or other sales promotion, or respond to a voluntary customer satisfaction survey.

We may use this Personal Information to:

• Communicate with you and others as part of our business.
• Send you important information regarding changes to our services, other terms and conditions, the Site and other administrative information.
• Assess your eligibility for payment plans and process your payments.
• Provide improved quality, training, and security (for example, with respect to recorded or monitored phone calls to our contact numbers).
• Prevent, detect, and investigate crime, including fraud and money laundering, and analyze and manage other commercial risks.
• Carry out market research and analysis, including satisfaction surveys.
• Provide marketing information to you (including information about other products and services offered by selected third-party partners) in accordance with preferences you have expressed.
• Personalize your experience on the Site by presenting information and advertisements tailored to you.
• Identify you to anyone to whom you send messages through the Site.
• Allow you to participate in contests, prize draws and similar promotions, and to administer these activities.  Some of these activities have additional terms and conditions, which could contain additional information about how we use and disclose your Personal Information, so we suggest that you read these carefully.
• Manage our infrastructure and business operations, and comply with internal policies and procedures, including those relating to auditing; finance and accounting; billing and collections; IT systems; data and website hosting; business continuity; and records, document, and print management.
• Resolve complaints, and handle requests for data access or correction.
• Comply with applicable laws and regulatory obligations (including laws outside your country of residence), such as those relating to anti-money laundering and anti-terrorism; comply with legal process; and respond to requests from public and governmental authorities (including those outside your country of residence).
• Establish and defend legal rights; protect our operations or those of any of our group companies or business partners, our rights, privacy, safety, or property, and/or that of our group companies, you or others; and pursue available remedies or limit our damages.

Due to the global nature of our business, for the purposes set out above we may transfer Personal Information to parties located in other countries (including the United States and other countries that have a different data protection regime than is found in the country where you are based).  For example, we may transfer Personal Information to setup offshore company and provide bank account opening assistance services.  We may transfer information internationally to our group companies, service providers, business partners and governmental or public authorities.

Skwer Group may make Personal Information available to certain entities including but not limited to the following:

• Our group companies
• Registered Agents
• Our service providers
• Governmental authorities and third parties involved in court action 

Personal Information may also be shared by you, on message boards, chat, profile pages and blogs, and other services on the Site to which you are able to post information and materials.  Please note that any information you post or disclose through these services will become public information and may be available to visitors to the Site and to the public.  We urge you to be very careful when deciding to disclose your Personal Information, or any other information, on the Site.

Skwer Group will take appropriate technical, physical, legal and organizational measures, which are consistent with applicable privacy and data security laws.  Unfortunately, no data transmission over the Internet or data storage system can be guaranteed to be 100% secure.  If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any Personal Information you might have with us has been compromised), please immediately notify us.  (See the “Who to Contact About Your Personal Information” section above.)

When Skwer Group provides Personal Information to a service provider, the service provider will be selected carefully and required to use appropriate measures to protect the confidentiality and security of the Personal Information.

Skwer Group takes reasonable steps to ensure that the Personal Information we process is reliable for its intended use, and as accurate and complete as is necessary to carry out the purposes described in this Privacy Policy.  Skwer Group  will retain Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

If you provide Personal Information to Skwer Group regarding other individuals, you agree: (a) to inform the individual about the content of this Privacy Policy; and (b) to obtain any legally required consent for the collection, use, disclosure, and transfer (including cross-border transfer) of Personal Information about the individual in accordance with this Privacy Policy.

In certain countries, an individual may have the right to access, correct, object to the use of, or request deletion or suppression of Personal Information on certain grounds.  Please contact us as set out in the “Who to Contact About Your Personal Information” section above with any such requests or if you have any questions or concerns about how we process Personal Information.  Please note that some Personal Information may be exempt from access, correction, objection, deletion, or suppression rights in accordance with local privacy and data protection laws.

“Other Information” is any information that does not reveal your specific identity, such as:

• Browser information.
• Information collected through cookies, pixel tags and other technologies.
• Demographic information and other information provided by you; and
• Aggregated information

Other Information We Collect

We and our third-party service providers may collect Other Information in a variety of ways, including:   

• Through your internet browser:  Certain information is collected by most websites, such as your IP address (i.e., your computer’s address on the internet), screen resolution, operating system type (Windows or Mac) and version, internet browser type and version, time of the visit and the page(s) visited.  We use this information for purposes such as calculating Site usage levels, helping diagnose server problems, and administering the Site.
• Using cookies:  Cookies are pieces of information stored directly on the computer you are using.  Cookies allow us to recognize your computer and to collect information such as internet browser type, time spent on the Site, pages visited, language preferences, etc.  We may use the information for security purposes, to facilitate navigation, to display information more effectively, to personalize your experience while visiting the Site, or to gather statistical information about the usage of the Site.  Cookies further allow us to present to you the advertisements or offers that are most likely to appeal to you.  We may also use cookies to track your responses to our advertisements and we may use cookies or other files to track your use of other websites.
  
  
  
• Using pixel tags, web beacons, clear GIFs or other similar technologies:  These may be used in connection with some Site pages and HTML-formatted e-mail messages to, among other things, track the actions of Site users and e-mail recipients, measure the success of our marketing campaigns and compile statistics about Site usage and response rates. 
  
  We use google analytics service, which uses cookies and web beacons to help us understand more about how our website is used by consumers so we can continue to improve it.  Google does not have the right to use the information we provide to them beyond what is necessary to assist us.
• From you:  Some information (for example, your location or preferred means of communication) is collected when you voluntarily provide it.  Unless combined with Personal Information, this information does not personally identify you.
• By aggregating information:  We may aggregate and use certain information (for example, we may aggregate information to calculate the percentage of our users who have a particular telephone area code).

Please note that we may use and disclose Other Information for any purpose, except where we are required to do otherwise under applicable law.  If we are required to treat Other Information as Personal Information under applicable law, then, in addition to the uses listed in the “Other Information We Collect” section above, we may use and disclose Other Information for all the purposes for which we use and disclose Personal Information.

This Privacy Policy does not address, and we are not responsible for, the privacy, information, or other practices of any third parties, including any third party operating any site to which this Site contains a link.  The inclusion of a link on the Site does not imply endorsement of the linked site by us or by our group companies.

The Site is not directed to individuals under the age of eighteen (18), and we request that these individuals do not provide Personal Information through the Site.

We review this Privacy Policy regularly and reserve the right to make changes at any time to take account of changes in our business and legal requirements.  We will place updates on our website.

Please take a look at the “LAST UPDATED” date at the bottom of this Privacy Policy to see when it was last revised.